The Four Buckets

You have enough for retirement. Now, learn how to enjoy it.

Every day, retirees face a surprising but consistent challenge, and it’s not what most people expect. It’s not about whether they’ve saved enough, or if they’ll run out of money. It’s about what happens next: how to actually enjoy the retirement they’ve worked so hard to create.

Too often, retirement becomes a story of caution. People trim their budgets, cut back on spending, and protect their nest eggs at all costs. The result? A retirement lived too small, shadowed by unnecessary fear and missed opportunities.

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