A Happy and Affordable Retirement

Retirement puts you in charge of what comes next.

Retirement brings a freedom you may have spent decades wishing for: the freedom to decide what comes next. But when the schedules, responsibilities, and routines of working life disappear, deciding what you want this next chapter to become can be surprisingly difficult.

The question is no longer what your job requires, but what matters to you.

A Happy and Affordable Retirement offers a practical, personalized way forward. Instead of another generic bucket list filled with expensive trips and one-size-fits-all ideas, retired college professor Patrick Norman helps you create a fulfilling “Third Act” built around your values, interests, abilities, relationships, health, and budget.

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